Whatever your financial goals, Highgrove has a savings program to help you achieve them.   All deposits up to $100,000 per account are insured by the National Credit Union Administration, an agency of the federal government.

Share Savings Account
Use this basic savings account for any purpose; build a cash reserve for emergencies, save for a vacation or tuition, or simply practice the financial principle of 'paying yourself first." Dividends are calculated on your average daily balance and paid monthly.

Money Market Accounts
The Highgrove Money Market Account combines maximum liquidity with an excellent rate of return. With an initial investment of $2,000, you will begin earning market rates immediately. You always have access to your account so you can take advantage of the excellent rate while you wait for a long-term investment.

Kirby Kangaroo®  Club
This account is designed for our younger savers under the age of 16 and their special needs.  Highgrove Community Federal Credit Union is serious about helping children develop good savings habits. We will make saving money a positive and fun experience for your child or grandchild with rewards that go beyond earning dividends.

UTMA Accounts
The Uniform Trust for Minors Account (UTMA) is ideal for helping a young person save for college. An UTMA account is established in the minor's name, but is totally controlled by the adult member until the minor reaches eighteen years of age.

Holiday Club Account
Want to put an extra jingle into your holidays? Separate share savings accounts are available so you can automatically put away money throughout the year for the holidays. Your balance (including dividends) will be available beginning the first week of November.

Term Share Certificate Accounts
With a $500 minimum deposit, you may purchase certificates that mature anywhere from six months to three years, with automatic renewals. This account has a guaranteed rate of return and dividends are paid monthly.

IRA Term Share Certificates
With a $500 minimum deposit, you may purchase IRA certificates that mature anywhere from six months to three years. Dividends are compunded to IRA certificates monthly.

Roth IRA
Invest after-tax dollars of up to $3,000 per year for your retirement and your funds grow tax-free for the life of the IRA as long as certain criteria are met.

Coverdell Education Savings Accounts
This plan allows total after-tax contributions of $2,000 per year for each child's college education until they reach the age of 18. These contributions and their subsequent earnings are tax-free when withdrawn to pay for qualified education expenses.