Account Types                                       

Share Savings
Use this basic savings account for any purpose; build a cash reserve for emergencies, save for a vacation or tuition, or simply practice the financial principle of "paying yourself first." Dividends are calculated on your average daily balance and paid monthly.

Kirby Kangaroo®  Club
This account is designed for our younger savers ages 12 and under and their special needs.  Highgrove Community Federal Credit Union is serious about helping children develop good savings habits. We will make saving money a positive and fun experience for your child or grandchild with rewareds that go beyond earning dividends.

Amazingly Free Checking
Save BIG with a Highgrove Community Federal Credit Union Amazingly Free Checking Account. No minimum balance required. No monthly service fee. Write as many checks as you like!

Preferred Checking
Pay no monthly service fee and earn dividends when you maintain a $500 minimum balance. If your balance falls below $500, the monthly fee will be $5. You may write as many checks as you wish and pay no per item charge.

Optimal Checking
Pay no monthly service fee and earn dividends monthly when you maintain a $1,000 minimum balance.   The service fee is $10.00 if your balance falls below the $1,000 minimum. You may write as many checks as you like and pay no per item charge.  Safety paper checks are free with this account.

Optimal Plus Checking
Our account for members 55 years of age and older. This account carries all the benefits of optimal checking with no minimum balance requirement.